Hail and wind damage isn't always easy to see from the ground, and insurance claims can be confusing. Blue Ladder Roofing documents the damage, meets your adjuster on the roof and handles supplements so your claim covers the full, proper repair. In most cases, your only out-of-pocket cost is your deductible.
Our Insurance Claim Process
Free roof inspection. We check shingles, flashing, vents, gutters and soft metals for hail and wind damage.
Photo damage report. You get a documented report with photos of everything we find.
File your claim. If there's storm damage, you call your insurance company to open a claim. We'll tell you what information to have ready.
Adjuster meeting. We meet your adjuster at the property and walk the roof with them so nothing gets missed.
Review the approved scope. We go over your insurance paperwork with you line by line.
Supplements. If items required by code or the manufacturer were left out, our in-house supplement team submits them to your insurance company.
Your new roof. Our trusted crews install your roof, clean up and do a final walkthrough with you.
What Do You Pay?
When a claim is approved, insurance pays for the covered repair and you pay your deductible. Blue Ladder Roofing cannot waive, cover or rebate your deductible; that is against Indiana law. Any upgrades you choose beyond the covered scope are priced separately in writing.
Why Homeowners Choose Blue Ladder Roofing for Insurance Claims
Storm restoration is our specialty
In-house supplement team
10-year workmanship warranty plus manufacturer warranty
Owens Corning Preferred Contractor and IKO Craftsman Premier
Most roofs done 2–4 weeks from inspection
418+ Google reviews with a 4.8-star rating
Photo documentation on every job
Insurance claim help is currently available for Indiana homeowners. Call (463) 222-5211 to schedule your free inspection.
Photo-Documented Damage A clear report of everything we find on your roof.
We Meet Your Adjuster We walk the roof with your adjuster so nothing gets missed.
In-House Supplement Team Code and manufacturer items added when they were left out.
Certified Installers Owens Corning Preferred Contractor and IKO Craftsman Premier.
Storm damage claims are usually considered acts of nature, and many insurers do not raise rates for a single weather claim. Every policy and company is different, so check with your insurance agent if you are unsure.
Deadlines depend on your policy. Many policies require claims within one to two years of the storm, and some are shorter. Check your policy and file soon after damage is found.
We review the adjuster's report with you. If damage or required items were missed, we can document them and request a re-inspection or submit a supplement to your insurance company.
No. Indiana law (IC 24-5-11-10.5) does not allow contractors to waive, pay or rebate an insured homeowner's deductible. Be careful with any company that offers to.
